Your Real Estate
Knowledge Base

Carpet Area is the actual usable floor area within the walls. Super Built-up Area includes common areas like lobby, lifts, and stairs. You usually pay for the Super Built-up area.

Yes, banks offer "Plot Loans" for buying residential land. However, the LTV (Loan to Value) ratio is usually lower (60-70%) compared to home loans (80-90%).

You need KYC (Aadhaar/PAN), Income Proof (Salary slips/ITR for 3 years), Bank Statements (6 months), and property documents (Agreement to Sale).

Budget for Stamp Duty (approx 7-8% in CG), Registration fees, GST (for under-construction), Legal fees, and Maintenance deposits.

Yes, NRIs can buy both residential and commercial properties in India under FEMA guidelines. Payment must be made through NRE/NRO accounts.

RERA ensures transparency. It protects buyers from delayed possession and ensures the builder delivers what was promised in the brochure.

An EC is a legal document clarifying that the property is free from monetary or legal liabilities such as mortgages or uncleared loans.

No. A sale agreement must be Registered at the Sub-Registrar's office to be legally binding. Notarized documents have weak legal standing in property transfers.

Diversion means changing the land use from Agriculture to Residential/Commercial. Always ensure the plot you buy in Bilaspur is "Diverted".

As of 2025, it generally hovers around 7-8% of the property value, with slight concessions often available for women registrants.

We verify your property, create professional listings, market it to our database of 5000+ buyers in Bilaspur, and handle the negotiation and paperwork.

Yes, we charge a standard industry brokerage fee upon the successful conclusion of the deal. We do not charge for listing on our site.

Valuation depends on location, connectivity, and amenities. Contact us for a Free Valuation of your property in Bilaspur.

Yes. You will need to obtain a "Foreclosure Letter" from the bank and the buyer will essentially pay off your loan to take possession of the papers.

We are active in all major Bilaspur belts: Rajkishor Nagar, Sarkanda, Nehru Nagar, Mangla, and Civil Lines.

If the property value exceeds ₹50 Lakhs, the buyer must deduct 1% TDS before paying the seller.

Yes, buying jointly (e.g., with spouse) increases loan eligibility and offers tax benefits to both applicants.

It is a document given by the builder/seller stating that the key and physical control of the property have been handed over to you.

Yes, we provide end-to-end rental facilitation including drafting the Rental Agreement.

With the new Smart City projects and expanding infrastructure in Mangla and Koni, property rates are expected to appreciate significantly in the next 2-3 years.